{"id":71465,"date":"2026-04-29T08:55:51","date_gmt":"2026-04-29T00:55:51","guid":{"rendered":"http:\/\/www.teampcheng.com\/blog\/?p=71465"},"modified":"2026-04-29T08:55:55","modified_gmt":"2026-04-29T00:55:55","slug":"suvs-house-and-lot-properties-top-filipino-loan-preferences-metrobank","status":"publish","type":"post","link":"http:\/\/www.teampcheng.com\/blog\/lifestyle\/suvs-house-and-lot-properties-top-filipino-loan-preferences-metrobank\/","title":{"rendered":"SUVs, house-and-lot properties top Filipino loan preferences \u2013 Metrobank"},"content":{"rendered":"
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Filipino borrowers continue to favor practical, family-oriented purchases with sports utility vehicles (SUVs) and house-and-lot properties emerging as the top loan choices, according to Metrobank. <\/p>\n\n\n\n

Home loan applicants still favor house-and-lot developments over condominium and townhouses, despite the trend of vertical living, reflecting the long-standing aspiration among Filipino families to own a land and have more space for multigenerational living. <\/p>\n\n\n\n

The preference also mirrors broader trends in the residential market. A property consultancy firm has noted sustained demand for horizontal housing developments, particularly in suburban areas where families can access larger living spaces and community-oriented neighborhoods. <\/p>\n\n\n\n

Housing continues to be one of the most important long-term financial goals for Filipino households. Studies by the Bangko Sentral ng Pilipinas show that property ownership remains a key aspiration tied to financial security and long-term wealth building. <\/p>\n\n\n\n

Meanwhile, in the automotive segment, SUVs remain the most popular vehicle type among borrowers, overtaking sedans due to their larger seating capacity and versatility for family use.  <\/p>\n\n\n\n

A similar pattern is seen in vehicle financing. SUVs and multipurpose vehicles continue to dominate the Philippine market, with commercial vehicles, such as SUVs, pickups, and vans, accounting for the majority of vehicle sales as car owners prioritize space, flexibility, and durability for everyday travel.  <\/p>\n\n\n\n

These preferences of today\u2019s home and car owners reflect how Filipino households typically approach major financial decisions. Large purchases such as homes and vehicles are often evaluated collectively within families, with careful consideration given to long-term financial priorities including emergency savings, healthcare needs, and rising household expenses. <\/p>\n\n\n\n

To support borrowers pursuing their big family financial goals, Metrobank continues to offer financing options designed to make home and vehicle ownership within reach.  <\/p>\n\n\n\n

Metrobank has brought back its Goals Made Real promo which runs until May 29, 2026. <\/strong><\/p>\n\n\n\n

Borrowers who apply for a home or car loan during the promo period can enjoy: <\/p>\n\n\n\n