Team PCheng

About Diskartech

Diskartech is the country’s first all-in-one “Taglish” inclusion super app developed by Rizal Commercial Banking Corporation (RCBC). The mobile app aims to cater to the unbanked and underserved Filipinos, especially those living in grassroots communities, and bring them into the formal financial system. The app will serve as a reliable and convenient platform for multiple useful features including sachet banking products, digital banking services, and even quick healthcare solutions.

The app is free for download on the Google Play Store and App Store. Since its launch, Diskartech has seen an influx of downloads and new registrants.

Since its debut barely nine months ago, it has become the fastest local finance app to breach one million downloads, been judged as the Philippines’ breakout finance app, and enabled previously unbanked Filipinos to join the formal financial system.

Updates:

1. Loans Marketplace

1. Microloans will soon be available to DiskarTech users through the app’s “loans marketplace.” It is called as such because users will have the power to choose the loan product from various lenders that best fits their needs.
2. The DiskarTech app will house different fintech companies and financial institutions with their own unique offerings.
3. DiskarTech users shall then choose among the available products under various loan types based on their desired loan amount, terms and borrower profile. Application and submission of documents shall also be done in-app
4. Among the products that will be initially offered are the following:
   • Doctor’s Loan
   • Car Loan
   • Truck Loan
   • Motorcycle Loan
   • PUV/Taxi Loan
   • Multicab Loan
   • Tricycle Loan
   • Housing Loan
   • OFW loan
   • Seafare’s loan

2. The first Visayan finance app

• From being the first Taglish finance app in the market, DiskarTech now sets out to become the first to offer a Visayan interface
• In its pursuit to bring genuine financial inclusion to the Filipino mass market, DiskarTech shall offer its platform in the second most spoken Philippine language.
• It hopes to introduce financial literacy and to provide support in banking transactions to more users.

3. March Panalo ka Sa DiskarTech

• As part of its savings campaign, DiskarTech began this month its “Ipon Galing Galing” promo. This shall provide a weekly “Doble Ipon” prize, equivalent to each raffle winner’s average daily balance. A grand prize winner at the end of the six-week promo will also win a “Triple Ipon” prize that is two times the winner’s average daily balance.
• Raffle entries are earned by making qualified in-app transactions.
• Bills payment, prepaid top-up, and purchase of insurance and telemedicine products also earn users an “Ipon Reward” equivalent to two percent of qualified transaction amounts.
  These cash credits are deposited straight to their interest-bearing savings accounts.
• This is to further the app’s digital savings advocacy among its users.

4. DiskarTech Viber Community

• DiskarTech has also partnered with Viber Philippines.
• A Viber community on digital financial literacy has been created to its millions of Filipino users. Anyone will be able to join and receive helpful information and tips on how to effectively manage their finances in a madiskarte way.